Underwriting

New Entrant

I’m new to the insurance industry - either just out of school, a recent graduate, or transitioning from another field. I’m starting out at entry level, supporting my team with administrative tasks while learning the fundamentals of underwriting. I work under supervision and am focused on building a strong foundation in insurance principles. I’m working towards my APA designation through the Certificate in Insurance Product Advice qualification.

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What does an Insurance Underwriter do?

Hear from our Education Specialist about the key roles an Insurance Underwriter plays in the industry.

Underwriter Explained

Our education specialist goes over the role of an Insurance Underwriter

What do I do?

As an Insurance Underwriter, I need to possess a certain level of technical expertise in the following areas.

Technical expertise areas

Understanding underwriting

I’m learning how underwriters assess and price risk. I understand key insurance terms, how policies are structured, and how to refer risks based on my authority limits.

Utilising data

I gather and use information from various sources to support underwriting decisions, including new applications, renewals, and policy changes.

How do I work?

These are the professional skills & behaviours that I need to be a successful Insurance Underwriter.

I make straightforward decisions by following clear procedures and guidelines and focus on what needs to be done.
- Decision making
I manage my time effectively, follow instructions carefully, and complete tasks with accuracy. I ask questions to deepen my understanding, stay open to feedback, and use available resources to solve problems.
- Curiosity
- Time management
- Attention to detail
- Resourcefulness
I use digital tools confidently, communicate clearly and professionally using appropriate language and tone verbally and in writing. I actively listen to understand tasks and respond effectively. I extract key information from written documents to support my work.
- Digital literacy
- Stakeholder communication
- Business communication
- Active listening
- Reading comprehension
I’m developing the interpersonal and ethical awareness needed to work effectively with others and represent the organisation professionally.
- Relationship Management
- Teamwork
- Customer service
- Ethical behaviour